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At Vande Bossche Financial Planning, we understand the importance of securing your family's financial future while upholding the values that matter most to you. As a family-owned and operated wealth management and financial planning services firm, we are dedicated to providing personalized guidance to help you navigate the complexities of wealth management with confidence and clarity.

Our blog is your resource for insightful articles, practical tips, and professional advice on a wide range of topics related to wealth management, financial planning, investment strategies, and more. Whether you're a seasoned investor or just starting to build your financial legacy, our goal is to empower you with the knowledge and tools you need to make informed decisions and achieve your financial goals.

Join us on this journey as we explore the intersection of financial wisdom and family values, and discover how we can help you pursue a brighter financial future for yourself and your loved ones. Stay tuned for regular updates, thought-provoking insights, and valuable resources to guide you on your wealth management journey.

Monday, May 4, 2026

With summer here, your college student is probably enjoying some well-earned downtime. That's great—but I want to share something that I believe is more important than any internship or summer job they could land this season. We are...

Monday, April 27, 2026

Market timing requires a skill that’s almost impossible to master. An investor not only has to determine when stock prices have peaked (so you can sell), but also when they have bottomed (so you can buy). In recent weeks, many people...

Tuesday, March 24, 2026

Managing your traditional or Roth IRA each year is a powerful step toward building your retirement strategy. In 2026, you can contribute up to $7,500—or $8,600 if you're 50 or older (depending on your modified adjusted gross income)...

Tuesday, March 17, 2026

Now is a perfect time to focus on financial literacy—a crucial skill that can help almost everyone.Remember those early money lessons, perhaps with a childhood piggy bank. This is a great opportunity to reflect on how those experiences...

Monday, March 9, 2026

You've likely been following the headlines about the military conflict in the Middle East, and we wanted to reach out directly to share our perspective on what it means for your portfolio. Here's what's happening: The escalation of...

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Thursday, March 5, 2026

Get ready to start seeing the name “Fed Chair Kevin Warsh” when you receive updates about the Federal Reserve on your news feeds.In short order, the Senate Banking Committee is expected to move ahead with the confirmation process for...

Monday, February 23, 2026

Is the “lock in” breaking, or are homeowners going to double down on their low-cost mortgages?The most recent stats show that 20 percent of home borrowers now have mortgages with an interest rate over 6 percent, indicating they have...

Wednesday, February 18, 2026

As Tax Day approaches, we understand the pressure many of you might be feeling to get everything in order. Whether you've been caught up in life's demands or simply need a bit of guidance to help you make the most of your tax situation...

Monday, January 26, 2026

Seniors turning 65 today have a 70 percent chance of needing extended care as they age. However, extended care comes with a hefty price tag.1Nationally, the median annual cost of a nursing home is over $110,000 for a shared room, and...

Tuesday, January 13, 2026

When you see the word “forecast,” it should be closely followed by, “Forecasts are based on assumptions and are subject to revisions over time. Financial, economic, political, and regulatory issues may cause the actual results to...

Tuesday, December 2, 2025

At times, 2025 felt like an extraordinary year for stock investors. From tariff uncertainty to international tensions to drama at the Fed, 2025 felt like no other year before. But in hindsight, 2025 was pretty ordinary. In fact, from...

Tuesday, November 25, 2025

As an investor, should you be more concerned about the value of your groceries or artificial intelligence? It may seem like a silly question, but there’s a serious answer. One way to measure a stock’s valuation is by looking at what’s...

Monday, November 17, 2025

As we approach the end of the year, it’s an opportune time to review and optimize your financial and tax strategies. Here are some key considerations: 1. Tax-Advantaged Accounts: Contribute fully to retirement accounts, including any...

Tuesday, November 4, 2025

When the One Big Beautiful Bill (OBBB) Act was passed on July 4, the legislation left several unanswered questions that the IRS is now addressing. The IRS undergoes this process every year, but this time around, the OBBB has added to...

Thursday, October 30, 2025

With artificial intelligence all over the financial headlines and the stock market reaching new highs, some investors are wondering if we're experiencing another bubble similar to the dot-com era.

Tuesday, October 21, 2025

As we look at markets and the economy, our goal is always to provide perspective for our clients. We understand that news headlines can send mixed messages, so we want to make sure you're informed on what is most important to your...

Monday, October 6, 2025

Despite ongoing political gridlock in Washington over a potential government shutdown, historical evidence shows these disruptions have minimal long-term impact on financial markets and the economy...

Thursday, September 18, 2025

The hottest accessory trend of summer 2025 is the Labubu doll. But if you don’t hang out with Gen Z’ers (13 to 28 years old), you may have missed it. Labubus are plush mini monsters that can be worn on backpacks, purses, or belt loops...

Tuesday, September 2, 2025

Hardly a day goes by that someone doesn’t say to me, “I’m putting off a decision until the Fed changes interest rates.” But I’m quick to remind people that the “rate dominoes” don’t always fall as you may expect. Here’s what could...

Tuesday, August 12, 2025

Stocks rebounded last week as investor optimism for a September rate adjustment and strong Q2 corporate results overcame the rollout of fresh tariffs. The Standard & Poor’s 500 Index rose 2.43 percent, while the Nasdaq Composite Index...

Monday, August 4, 2025

Financial Planning with Kids in Mind: Building Wealth While Raising a Family Having children changes everything about your financial landscape. From the moment you hold your newborn, you're not just planning for your own future...

Tuesday, July 29, 2025

Being a part of Gen X, you most likely reflect independence and resourcefulness, traits that have served you well. But now that you’re getting closer to retirement, it may be time to get some advice when it comes to your finances,...

Monday, July 14, 2025

Right now, a large population of older Americans are passing on considerable assets to their heirs. If you believe you will inherit money from your parents someday, now is the time to consider a financial strategy for that inheritance...

Tuesday, July 8, 2025

My new favorite daytime financial drama is called, “As the Fed Turns,” starring Jerome Powell with his Fed members as the supporting cast. In a recent episode, Fed Chair Powell made it clear he’s taking a wait-and-see approach to...

Wednesday, July 2, 2025

Turning 50 isn't just a birthday milestone—it's when the IRS allows you to "catch up" on your savings with catch-up contributions. For those in their early 60s, their savings potential has been supercharged thanks to the SECURE 2.0...

Monday, June 23, 2025

No more passing them by when you see one on the sidewalk. Forget about wasting a couple by putting them in your loafers. And don’t even consider throwing them into a wishing well. The Treasury Department has announced that it is...

Tuesday, June 17, 2025

Isaac Newton might be smiling if he looked at the charts for eggs, cocoa, and coffee prices. To traders, they are a lesson on how markets can reach an extreme and then correct. But to Newton, they are simply a lesson in gravity....

Thursday, June 5, 2025

No more passing them by when you see one on the sidewalk. Forget about wasting a couple by putting them in your loafers. And don’t even consider throwing them into a wishing well. The Treasury Department has announced that it is...

Thursday, May 29, 2025

Did you know that for the 2024–2025 academic year, the average cost for one year of college—including tuition, fees, room, board, and other expenses—is $29,910? That price is for public four-year, in-state schools. To attend a private...

Thursday, May 22, 2025

The Fed’s May meeting was pretty much a humdrum event. Even Fed Chair Powell's post-meeting press conference was uneventful. “We are always going to do the same thing,” he said. “We are going to use our tools to foster maximum...

Thursday, May 15, 2025

“Be fearful when others are greedy and greedy when others are fearful,” are the words of wisdom from Warren Buffett. There’s just one small catch—it may be the most difficult thing for an investor to do. Over six decades, Warren has...

Monday, May 5, 2025

Stocks pushed higher last week as investors cheered the White House’s constructive comments on trade, upbeat Q1 corporate reports, and an encouraging jobs report. The Standard & Poor’s 500 Index gained 2.92 percent, while the Nasdaq...

Wednesday, April 23, 2025

Financial literacy is about understanding how money works and attempting to make more informed financial decisions for ourselves and our loved ones. In light of Financial Literacy Month, I would like to share some resources that you...

Tuesday, April 8, 2025

Spend today, save tomorrow? Okay, we've all been there. But if it seems you're always living paycheck-to-paycheck and never able to save anything for the future, then it may be time to make a change . April is Financial Literacy Month...

Tuesday, April 1, 2025

When Warren Buffett said, “Be fearful when others are greedy and be greedy when others are fearful,” he wasn’t just talking about investing. He championed contrarian thinking and urged people to capitalize when groupthink can result...

Tuesday, March 25, 2025

When was the last time you thought about or adjusted your withholding? Most people set it and forget it, but reviewing your withholding limits can be beneficial. Adjusting your withholding is a good regular practice. The benefits...

Tuesday, March 18, 2025

When was the last time you thought about or adjusted your withholding? Most people set it and forget it, but reviewing your withholding limits can be beneficial. Adjusting your withholding is a good regular practice. The benefits...

Monday, March 17, 2025

Do me a favor: print the chart in this email and pin it to your wall. I want you to have a constant reminder that stock prices see pullbacks several times during the year. It’s a normal, healthy part of the investing cycle. Is it...

Monday, March 10, 2025

The price action in this year’s stock market has me humming the 1970s tune by The Carpenters called “Rainy Days and Mondays.” As the chart shows, Mondays and Fridays have been awful for investors, while the mid-week days have...

Monday, February 24, 2025

“Be fearful when others are greedy and greedy when others are fearful” is one of my favorite quotes by Warren Buffett. His words of wisdom encourage investors to be contrarian. He challenges investors to “go against the grain” when...

Wednesday, February 19, 2025

Are you in your early sixties and hoping to make a splash in your retirement strategy? The SECURE Act 2.0 introduced a $11,250 catch-up contribution for those aged 60-63. This “super catch-up” is part of a new tiered catch-up...

Monday, February 10, 2025

Warren Buffett once said, "If you mix your politics with your investment decisions, you're making a big mistake.” There appears to be some truth in Buffett’s quote following a contentious 2024 election cycle. Check out the chart below...

Monday, February 3, 2025

Stock prices were jolted lower in late January on concerns that a “black swan” event may lead to some restructuring in the artificial intelligence (AI) industry. A Chinese AI firm appears to have developed a competitive AI model that...

Tuesday, January 28, 2025

Inflation is a very personal experience. How it affects you largely depends on the products and services you consistently buy. Over the years, some of you have developed different ways to measure how inflation impacts your daily lives...

Tuesday, January 21, 2025

Are you in your early sixties and hoping to make a splash in your retirement strategy? The SECURE Act 2.0 introduced a $11,250 catch-up contribution for those aged 60-63. This “super catch-up” is part of a new tiered catch-up...

Wednesday, January 15, 2025

As of today, major wildfires continue to ravage Los Angeles County. To all those affected, whether directly or through friends and family, we offer our support, thoughts, and prayers. Disasters of this magnitude are often hard to...

Monday, January 13, 2025

You may have heard about the recently signed Social Security Fairness Act and wondered what it was and how it might affect you.The Social Security Fairness Act eliminates two longstanding provisions for Social Security: the Windfall...

Tuesday, January 7, 2025

With 2024 coming to a close, I want to share my thoughts on America's current fiscal policy, geopolitical elements, and other factors that may help shape 2025's financial landscape. This transition period offers both challenges and...

Monday, January 6, 2025

In 2024, we all experienced inflation in different ways. Some felt it at the grocery store, others while traveling, or when dining out. In large part, that's because our personal economic choices dictated at least part of our...

Tuesday, December 24, 2024

If you dream of your financial legacy leaving a lasting impact on the world, there's a way you can make a difference. You can use your Required Minimum Distribution (RMD) to make charitable donations, a strategy that could benefit...

Monday, December 16, 2024

If you've noticed your morning brew getting pricier lately, you're not imagining things. Coffee prices have surged to their highest levels since 1977.1 Why the eye-popping prices? While supply chain disruptions and weather issues in...

Tuesday, December 10, 2024

Is Santa Claus coming to Wall Street this year? December tends to be a cheerful month for stock prices, which has some investors keeping an eye out for a late-year visit from Santa. As you can see from the chart, since 1950, December...

Monday, December 2, 2024

There are some jobs that I just don’t want. The home plate umpire in the 9th inning of a major league baseball game. Fishing in the Bering Sea during an ice storm. Or a Fed Governor who must decide what to do with short-term interest...

Monday, November 25, 2024

The Federal Reserve approved its second consecutive interest rate cut following its November meeting, telling investors that it’s continuing its push to “right-size monetary policy.” The benchmark Fed funds rate has a target range of...

Monday, November 11, 2024

Medicare’s annual open enrollment period begins October 15 and ends December 7. During this time, current Medicare beneficiaries have the option to adjust their coverage for the coming year. Any changes to your plan will go into...

Monday, November 11, 2024

If you’re like most of us, you’ve probably been thinking about your health quite a bit lately — especially if you’re approaching retirement. Trust me, I understand. Anticipating your future medical costs can feel daunting. When it...

Monday, November 4, 2024

The Internal Revenue Service released the updated income tax brackets, standard deduction, and retirement contribution limits for the 2025 tax year. While these changes won’t impact you for some time, it may benefit you to start...

Monday, October 28, 2024

Did you know the Tax Cuts and Jobs Act is scheduled to sunset in 2026? Here’s what’s at stake if the act is allowed to expire: for wealthy families, the $27.22 million federal estate tax exemption (as of 2024 for a married couple)...

Monday, October 14, 2024

More than 71 million Social Security beneficiaries can expect a 2.5% cost of living adjustment (COLA) increase in 2025, based on the Q3 inflation data so far. In other words, the COLA will raise the average benefit by $48 to $1,968 a...

Thursday, September 19, 2024

When you hear “hot dog” and “inflation” in the same sentence, you might think of those supermarket franks that plump up when cooked. In this case, we’re talking about the original dogs of the ballpark, a cultural touchstone of...

Friday, September 13, 2024

Anticipation is growing for the Fed’s next two-day policy meeting, which ends on September 18, 2024. And with good reason! If the Fed decides to cut short-term interest rates, it would be the first adjustment to be lower in more than...

Monday, September 9, 2024

Saving for retirement requires dedication, focus, and some sacrifice–a three-pronged approach embraced by a greater number of investors! Nearly 500,000 retirement savers are now 401(k) millionaires, according to Q2 stats compiled by...

Sunday, September 1, 2024

September marks the start of College Savings Month! This is the perfect time to focus on preparing for future education expenses. With many of our days filled with work, family, and more, college costs may not always be at the top of...

Monday, August 19, 2024

As a financial professional, I've witnessed firsthand the effects of identity theft on individuals and families. These incidents underscore the need for proactive measures to protect against this pervasive threat. Let's delve into the...

Wednesday, August 14, 2024

When I meet with people, one of the first topics we discuss is "emergency fund" money. I ask a few questions, such as, “Do you have any funds set aside?”, “Where is it located?”, and, most importantly, “What would trigger you to tap...

Tuesday, August 13, 2024

Summer is almost over, and August is nationally recognized as Make a Will Month. Although discussing wills may feel uncomfortable or seem far-off, it presents an important opportunity to reflect on our lives, our values, and the...

Tuesday, August 6, 2024

Recently I came across an intriguing snapshot comparing two of America's preferred investment avenues— stocks and savings accounts. This image below is a hypothetical example used for illustrative purposes only. It is not...

Thursday, August 1, 2024

Ever considered writing your own will? While you can draft a will on your own, there are plenty of reasons why you may not want to go that route. Most people do it to save money, but they may overlook or forget to take care of some...

Tuesday, July 9, 2024

LPL Research recently unveiled Midyear Outlook 2024: Still Waiting for the Turn, the semi-annual report that recaps where markets and the economy have been over the first half of 2024. I am excited to bring you a few of the key...

Wednesday, July 3, 2024

As we continue through 2024, I wanted to share some data that many may find positive. Fidelity Investments just announced that 440,000 retirement savers reached an incredible milestone in 2023: $1 million in their 401(k).1 That's...

Thursday, June 27, 2024

“It ain’t over ‘til it’s over.” Words of wisdom from baseball legend Yogi Berra. And words that Fed Chair Jerome Powell has taken to heart. “Inflation has eased over the past year but remains elevated,” Powell said following the Fed’s...

Wednesday, June 19, 2024

Juneteenth is a celebration of freedom, marking the day when slavery came to an end in the United States. The observance of this holiday, formally recognized by the state of Texas in 1980, has continued to spread to the rest of the...

Monday, June 17, 2024

As the Olympic Games are being held this year in Paris, I thought it would be interesting to explore how the Olympians earn their chance at gold, silver, or bronze. It turns out that, just like in the world of finance, the path to the...

Monday, June 3, 2024

Have you seen the grocery store signs that say, “Buy one, get one,” or “Buy one at $4.99, or get four for $2.99 each?” It’s a concept called “spaving,” a time-tested marketing strategy designed to get consumers to spend more–perhaps...

Wednesday, May 15, 2024

Stocks notched a solid gain last week as rate-cut expectations paced the rally as the Q1 earnings season wound down. Stocks Climb Steadily Monday opened with stocks picking up where they left off the prior Friday. Stocks were still...

Thursday, May 9, 2024

Warren Buffett, the “Oracle of Omaha,” held court at the annual Berkshire Hathaway meeting in early May. Few events on the American business calendar are so hotly anticipated, and there is no hotter ticket in Nebraska- perhaps the...

Thursday, May 2, 2024

After a strong first quarter for stocks, some April showers rained down as the S&P 500 fell about 4% last month. Hopefully those showers will bring some flowers in May, despite the widely cited stock market adage, “Sell in May and go...

Wednesday, April 24, 2024

Let's start this email with the conclusion: Stick with your investment strategy, and don’t let outside influences like the Fed get in your way. Following the Fed these days is like watching an endless point in a tennis match. The...

Monday, April 1, 2024

Empower your teens this Financial Literacy Month! Learn how to start crucial conversations about money, shaping a brighter financial future for your children. Guide them toward financial understanding and investment savvy.